Howdy Partner Agency LLC
Last Updated: February 23, 2026

1. ACCEPTANCE OF TERMS
Welcome to the Howdy Partner Agency LLC ("Howdy Partner," "we," "us," or "our") website ("Site"). By accessing or using this Site, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use this Site.

2. USE OF SITE
This Site is provided for informational purposes about our services. You may use this Site for lawful purposes only. You agree not to:

• Use this Site in any way that violates any applicable federal, state, or local law.
• Attempt to gain unauthorized access to any portion of the Site or any systems or networks connected to the Site.
• Use any automated system (including robots, scrapers, or spiders) to access the Site without our prior written permission.
• Transmit any viruses, malware, or other harmful code.

3. INTELLECTUAL PROPERTY
All content on this Site, including but not limited to text, graphics, logos, images, and software, is the property of Howdy Partner Agency LLC or its content suppliers and is protected by United States and international copyright and trademark laws.
You may not reproduce, distribute, modify, or create derivative works from any content on this Site without our express written permission.

4. LINKS TO THIRD-PARTY SITES
This Site may contain links to third-party websites. These links are provided for your convenience only. We do not endorse or have any control over the content of linked sites and are not responsible for their content, privacy policies, or practices.

5. DISCLAIMER OF WARRANTIES
This Site and all content are provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to:

• Warranties of merchantability or fitness for a particular purpose.
• Warranties that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.
• Warranties regarding the accuracy, reliability, or completeness of any content on the Site.

6. LIMITATION OF LIABILITY
To the fullest extent permitted by law, Howdy Partner Agency LLC shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use this Site, even if we have been advised of the possibility of such damages.
Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so the above limitation may not apply to you.

7. PRIVACY
Your use of this Site is also governed by our Privacy Policy. Please review our Privacy Policy to understand our practices regarding the collection and use of your personal information.

8. CHANGES TO SITE AND TERMS
We reserve the right to modify, suspend, or discontinue this Site or any portion thereof at any time without notice. We also reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site after changes are posted constitutes your acceptance of the modified terms.

9. GOVERNING LAW AND JURISDICTION
These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles. Any legal action or proceeding arising out of or relating to these Terms and Conditions or your use of this Site shall be brought exclusively in the state or federal courts located in Tampa, Florida.

10. SEVERABILITY
If any provision of these Terms and Conditions is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

11. ENTIRE AGREEMENT
These Terms and Conditions constitute the entire agreement between you and Howdy Partner Agency LLC regarding your use of this Site and supersede all prior agreements and understandings.

12. CONTACT INFORMATION
If you have any questions about these Terms and Conditions, please contact us at:
Howdy Partner Agency LLC
Email: info@howdypartneragency.com
Website: www.howdypartneragency.com